Based on the Naskay blog, "From Compliance to Credit Scoring: How Fintech Companies Use AI Chatbots and Agentic Systems," AI chatbots handle 24/7 KYC/AML compliance checks, reducing human error and wait times. Meanwhile, agentic systems drive credit decisions by instantly analyzing real-time data for faster, fairer loan approvals. https://naskay.com/blog/fintech-companies-ai-chatbots-agentic-systems/